Need Urgent help regarding F1 Visa

Hi friends.

I have 2 years experience in banking MNC from 2008 to 2010 and left .

however 2 years gap can we tell VO personal problem or brother marriage or constration my own house.

Can we tell any above reason friends as i DON'T WANT TO PUT SOME FAKE EXPERIENCE FOR 2YEARS.

i will receive i 20 with in one month from university.

please suggest an idea friends